Most seniors live on limited incomes. In New York, this is usually less than $15,000 a year. As a result, seniors have less options when trying to find affordable housing that fits their medical and social needs. If you are a senior or have an elder parent or friend that you take care of or help, the Department of Housing and Urban Development (HUD) provides resources to help you find affordable rentals for seniors. They offer a low-rent apartment search that shows low-rent apartments for senior citizens and people with disabilities, as well as for families and individuals. For low-rent apartments, the government gives funds directly to the apartment owners. There is an income limit to qualify.
You can also look for multifamily units by state that rent to seniors and people with disabilities. HUD does not provide details like eligibility, waiting list information, or types of accessible features for these properties, but the list can help you identify potential rentals in your area.
There’s also the public housing program and public housing choice vouchers, commonly called Section 8. Public housing comes in all sizes and types and is managed by local housing agencies that are funded by the federal government. Public housing choice vouchers allow you to find a private rental and the government pays the landlord directly to subsidize the rent. Both programs are limited to low-income families and individuals.
If you have questions or need help finding a rental, talk to a HUD-approved housing counselor.
Thank you to USA.gov for this information.