With recent discussions about the federal health insurance mandate; it has become important to take a closer look at how states address the need for affordable health care. A recent example is the Healthy NY program, which provides uninsured New Yorkers and small business owners with affordable health care.
Last week several news headings mentioned that Healthy NY was “closing its rolls” and is no longer accepting new enrollees. Although, Healthy NY is not ending, it did cut services as a result of rising health care costs, flat funding, and high number of enrollees. Health NY reports that beginning January 1, 2012, it would no longer be able to accept new enrollees into its standard plan. This means, the only program available for new enrollees is their High Deductible Health Plan (HDHP). With HDHP, new enrollees can still access coverage, but will have to pay a higher deductible.
Many feel this change will place another burden on low-income families who will now have to pay $2,400 out of pocket to meet the deductible. Because of limiting health care options in New York, some argue that the state should move quickly to implement the new federal health reform law, which is thought to bring down prices to working families and small businesses.
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