Banks Asked to Revise Customer Screening According to a recent report by Urban Institute and New York City Department of Consumer Affairs’ Office of Financial Empowerment “nearly 10 million US households (7.7 percent) are unbanked, meaning they do not have a checking or savings account (FDIC 2014).” In New YorkRead More
The New York State Attorney General created AGScamHelp.com to help New Yorkers identify scams, find trustworthy help through the Homeowner Protection Program (HOPP), and report potential scammers directly to the Attorney General’s office. prevent New Yorkers from becoming victims of these terrible scams. Visit the Attorney General’s new website AGScamHelp.com if you think youRead More
The Internal Revenue Service (IRS) launched a smartphone mobile application called IRS2GO. On the app you will be able to check on your tax refund status, locate free tax preparation help, and even make a tax payment from your smartphone. IRS2Go is available on Google Play and the App Store.
Stop Credit Discrimination in Employment Act (SCDEA), went into effect on September 3rd, 2015. The law was put in place protect employees and potential applicants from being discriminated by credit checks. The law was signed on May 6th, 2015 by Mayor Bill de Blasio and Human Rights Commissioner and Chair CarmelynRead More
The Department of Consumer Affairs All consumers should know the ten following tips: 1. Check a business’ license status and complaint history. 2. Look for refund policies and credit card limitations, which stores must post. 3. Look for prices, which stores must post for goods and services. 4. Ask for and keep receipts. 5. BewareRead More
Learn how to file a complaint with DCA, Department of Consumer Affairs and reasons why you would want to file a complaint. DCA licenses 55 types of industries, like contractors, used car dealers, parking garages. Remember to work with licensed businesses. Even if a business is not licensed by theRead More
Default Judgement is explained by Civil Legal Advice and Resource Office (CLARO). Money can be taken from your funds, your account frozen, and show up on your credit report in a default judgement. 1. Remember to file an answer. 2. Order to show cause 3. Use resources like CLARO and LawHelpNY.
If your case is not dismissed it can end in three ways.
Discovery is an exchange of documents between both the Plaintiff and Defendant. Respond if a demand for Discovery is made.
Become familiar with the common legal defenses you can make in a consumer debt case.