Consumer

Discharging Student Loans in Bankruptcy

Discharging Student Loans in Bankruptcy

October 4, 2016 at 7:15 pm 2 comments

This was originally published by the City Bar Justice Center. Have you ever considered filing for bankruptcy to discharge your student loan debt, or wondered if that is even possible? The City Bar Justice Center’s Consumer Bankruptcy Project has produced two videos covering this topic, thanks to the generous supportRead More

Guide to Reporting Problems to FDA

Guide to Reporting Problems to FDA

June 21, 2016 at 7:57 pm 0 comments

Do you know how to report problems to FDA? This resource will inform you on how to report problems.  Below are some tips: 1. Report what happened as soon as possible after you discover a problem. Be prepared to provide the following information: names, addresses, and phone numbers of peopleRead More

File a Complaint with DCA

File a Complaint with DCA

April 1, 2016 at 9:25 am 0 comments

Learn how to file a complaint with DCA, Department of Consumer Affairs and reasons why you would want to file a complaint. DCA licenses 55 types of industries, like contractors, used car dealers, parking garages. Remember to work with licensed businesses. Even if a business is not licensed by theRead More

Tackling Student Debt?

Tackling Student Debt?

January 5, 2016 at 4:41 pm 0 comments

One of the harshest realities of being a college student and graduate is paying back student loans. Students face significant pressure just getting into college and staying in college, but the pressures continue long after you graduate when you have debt. The recent graduating class of 2015, faces the highestRead More

Opportunity for Underbanked Communities

Opportunity for Underbanked Communities

November 6, 2015 at 10:03 pm 1 comment

Banks Asked to Revise Customer Screening According to a recent report by Urban Institute and New York City Department of Consumer Affairs’ Office of Financial Empowerment “nearly 10 million US households (7.7 percent) are unbanked, meaning they do not have a checking or savings account (FDIC 2014).” In New YorkRead More

AGScamHelp Brings Foreclosure Scam Awareness

AGScamHelp Brings Foreclosure Scam Awareness

October 15, 2015 at 8:17 pm 0 comments

The New York State Attorney General created AGScamHelp.com to help New Yorkers identify scams, find trustworthy help through the Homeowner Protection Program (HOPP), and report potential scammers directly to the Attorney General’s office. prevent New Yorkers from becoming victims of these terrible scams. Visit the Attorney General’s new website AGScamHelp.com if you think youRead More

IRS2GO

IRS2GO

September 28, 2015 at 4:59 pm 0 comments

The Internal Revenue Service (IRS) launched a smartphone mobile application called IRS2GO. On the app you will be able to check on your tax refund status, locate free tax preparation help, and even make a tax payment from your smartphone. IRS2Go is available on Google Play and the App Store.

Stop Credit Discrimination in Employment Act In Effect

Stop Credit Discrimination in Employment Act In Effect

September 9, 2015 at 4:52 pm 0 comments

Stop Credit Discrimination in Employment Act (SCDEA), went into effect on September 3rd, 2015. The law was put in place protect employees and potential applicants from being discriminated by credit checks. The law was signed on May 6th, 2015 by Mayor Bill de Blasio and Human Rights Commissioner and Chair CarmelynRead More

10 Things Every Consumer Should Know

10 Things Every Consumer Should Know

June 22, 2015 at 9:25 am 0 comments

The Department of Consumer Affairs All consumers should know the ten following tips: 1. Check a business’ license status and complaint history. 2. Look for refund policies and credit card limitations, which stores must post. 3. Look for prices, which stores must post for goods and services. 4. Ask for and keep receipts.  5. BewareRead More

CLARO Part 9 Default Judgement

CLARO Part 9 Default Judgement

May 18, 2015 at 9:08 am 0 comments

Default Judgement is explained by Civil Legal Advice and Resource Office (CLARO). Money can be taken from your funds, your account frozen, and show up on your credit report in a default judgement. 1. Remember to file an answer. 2. Order to show cause 3. Use resources like CLARO and LawHelpNY.