Archive for July, 2012

Were you offered a job working from home and making LOTS of money? Read more on Work from Home and other Employment Scams

July 30, 2012 at 2:45 pm 0 comments

With the unemployment rate currently at 8.2%, millions of Americans have started using the Internet to search for any  full-time, part-time, or temporary work they can find.  Even though word-of-mouth and social networks can play a big role in helping you learn about a potential employment opportunity, scammers are alsoRead More

Did you ever consider getting a payday loan (small-amount, short term loan)? Read this for info on why you should avoid them.

July 25, 2012 at 7:20 pm 0 comments

At some point in your life, you may find yourself thinking about getting a payday loan.  Let’s face it, the truth is that for those of us with limited income and living paycheck to paycheck, a sudden bill such as a medical expense, traffic ticket, etc., can put us inRead More

New NYS Law Signed to Protect Your Kids from Bullying – Including Cyberbullying

July 20, 2012 at 5:52 pm 0 comments

If you are a parent you may have already heard complaints from your kids’ about bullying. A recent report found that in 2010, nearly 18% of students said they had been bullied on school property. In addition, 16% said they had been the target of cyberbullying through e-mail, chat rooms,Read More

A Snapshot of Bankruptcy and NY Resources That Can Help

A Snapshot of Bankruptcy and NY Resources That Can Help

July 19, 2012 at 6:41 pm 0 comments

Most individual debtors file under one of the consumer bankruptcy proceedings known as Chapter 7 and Chapter 13 bankruptcies.  In a Chapter 7 case (also known as a “straight bankruptcy” or a “liquidation”), the debtor is asking the Bankruptcy Court to “discharge” (release) him or her from personal liability fromRead More

Know what you are getting: Tips on buying a phone card

July 16, 2012 at 8:30 pm 0 comments

Every  year, we spend billions of dollars purchasing phone cards to keep in touch with family and friends.  As the phone card industry has boomed, it has also gone pretty unregulated – leading to problematic consumer practices.  Thankfully, recent investigations by the FTC and Attorney General’s Office in New YorkRead More

Quick Guide to Finding Free or Low-Cost Child Care Options in NY

Quick Guide to Finding Free or Low-Cost Child Care Options in NY

July 12, 2012 at 1:47 pm 0 comments

Parents know the challenges of balancing work and parenting.  Finding reliable child care then figuring out how to pay for it, are just some of the issues to worry about.  If you are of limited income there are resources to help you find and finance child care. This cheat sheetRead More

Have you seen the NYLAG Mobile Legal Help Center in your Neighborhood?

July 9, 2012 at 10:05 pm 0 comments

The NYLAG Mobile Legal Unit has been making its rounds around NYC.  Have you seen it? LawHelp/NY interns have been setting up a table outside the unit’s van to promote both the LawHelp.org/NY website and the unit.  Inside the van, you will find attorneys from the New York Legal AssistanceRead More

Facing Foreclosure? Take the first step to stopping it! Find a foreclosure prevention counselor in your area

July 9, 2012 at 9:57 pm 0 comments

Are you having trouble paying your mortgage or are at risk of foreclosure?  If so, the best first step you can take to stop the foreclosure process is to contact a not-for-profit housing counselor in your area.  There are over 100 foreclosure prevention counselors in New York State – thisRead More

10 Legal Protections for New Yorkers to Consider During the Summer

July 2, 2012 at 3:09 am 0 comments

Summer is once again upon us.  For many, this is the time of the year where we find ourselves traveling, dealing with projects and issues that we had been putting off all Winter, and trying to stay cool.  As you go about your summer, consider the following legal protections toRead More